Personal Loans

What is a personal loan?
Personal loan is an all-purpose loan, which is given in most cases without any kind of security like a car, home, shares etc.

How does I apply for these loans?
You can simply find the link for personal loan and apply for it by going online through our website.

Who can get a personal loan?

a. Salaried individuals
b. Self-employed professionals
c. Self-employed non-professionals
d. Any salaried individual/self-employed professional is eligible for a personal loan and the amount of loan eligibility will differ based on the person’s current earnings.

Can I include the income of my spouse with mine?

Yes. You can include the income of your spouse for the purpose of boosting your own eligibility for a personal loan.

How is the repayment done?

Repayment of a personal loan is done by issuing post-dated cheques or the amount is directly withdrawn from your account.