Credit Cards

How do I apply for a credit card?
First, search for a credit card offer at meifinancial.com. Then click on the “Apply Here” button next to the card and fill out the secure SSL application.

What information will I need to provide for a credit card application?
You will need to fill some basic information in the application such as your driver’s license number, social security number, date of birth and address.

How long does it take to get a credit card application decision?
The time can vary with some credit cards offering instant approval while others may require several weeks. Generally, the better your credit rating the faster the response time for a credit card application. Once a decision is made you will be notified by mail and/or email.

Are online credit card applications secure?
All credit card applications linked to us feature security measures and offer the highest level of internet security involving sophisticated data encryption.

Can I apply for more than one credit card?
Yes, you can apply for more than one credit card. Many people have multiple credit cards. Only card issuers can decide whether they want to approve your application for a card or not. However, if you have more credit cards, at some point issuers may decide that your total available credit is already high relative to your income, and may decide not to issue you more credit cards.

Is a checking account required with the bank I want to apply for a credit card with?
No. You do not need a bank account open with a particular bank in order to apply for a credit card.